You searched for Texas
SEARCH RESULTS FOR ' Texas '

Texas Fixed Mortgage Rates

img Texas Average img National High img National Low img
Loan Type Base Rate APY Points Base Rate APY Points Base Rate APY Points
4.875 5.000 0.875 6.500 6.500 0.000 3.875 4.125 2.125
Calculate New Payment

No SSN Required

4.375 4.500 0.125 6.625 6.500 0.125 3.750 4.000 1.625
4.500 4.750 0.750 6.125 6.125 0.125 3.375 3.625 1.500
3.875 3.951 0.250 6.125 6.125 0.000 3.250 3.750 1.625

Texas Adjustable Mortgage Rates

img Texas Average img National High img National Low img
Loan Type Base Rate APY Points Base Rate APY Points Base Rate APY Points
4.125 3.968 2.250 4.750 4.188 0.125 3.750 3.813 3.250
Calculate New Payment

No SSN Required

3.750 4.000 0.125 6.875 5.000 0.125 2.750 3.125 2.500
3.500 3.388 1.250 6.375 4.500 0.125 2.375 3.125 2.375
3.000 3.500 1.000 6.125 4.250 0.000 2.500 3.250 1.000
2.375 3.000 0.125 8.125 3.625 2.125 2.375 3.000 0.000
Compare Mortgage Rates for

Mortgage Rates at 4.25%*

  • $150,000 loan for under $867/month
  • $225,000 loan for under $1,301/month
  • $350,000 loan for under $2,023/month
 

Get up to 4 free mortgage quotes

  • Over 400 lenders compete
  • No Social Security Number required
  • No credit check and no obligation
-
Type of Loan
Home Description
Your Credit Profile

(Your Credit Will Not Be Run)

National vs Texas 10/1 ARM Mortgage Monthly Payments

Loan Amount img Texas Average img National High img National Low img  
Calculate New Payment

No SSN Required

$726.97                      $782.47                      $694.67                     
$823.90                      $886.80                      $787.30                     
$1,987.06                      $2,138.75                      $1,898.77                     

National vs Texas 30-yr. fixed Mortgage Monthly Payments

Loan Amount img Texas Average img National High img National Low img  
Calculate New Payment

No SSN Required

$748.93                      $960.47                      $694.67                     
$848.78                      $1,088.53                      $787.30                     
$2,047.07                      $2,625.27                      $1,898.77                     

National vs Texas 15-yr. fixed Mortgage Monthly Payments

Loan Amount img Texas Average img National High img National Low img  
Calculate New Payment

No SSN Required

$1,100.16                      $1,275.94                      $1,054.00                     
$1,246.85                      $1,446.06                      $1,194.54                     
$3,007.10                      $3,487.56                      $2,880.94                     

National vs Texas 5/1 ARM Mortgage Monthly Payments

Loan Amount img Texas Average img National High img National Low img  
Calculate New Payment

No SSN Required

$673.57                      $935.80                      $582.98                     
$763.38                      $1,060.58                      $660.71                     
$1,841.08                      $2,557.87                      $1,593.48                     

National vs Texas 3/1 ARM Mortgage Monthly Payments

Loan Amount img Texas Average img National High img National Low img  
Calculate New Payment

No SSN Required

$632.41                      $911.42                      $592.68                     
$716.73                      $1,032.94                      $671.71                     
$1,728.58                      $2,491.20                      $1,620.00                     

National vs Texas 1-yr. ARM Mortgage Monthly Payments

Loan Amount img Texas Average img National High img National Low img  
Calculate New Payment

No SSN Required

$582.98                      $1,113.75                      $582.98                     
$660.71                      $1,262.25                      $660.71                     
$1,593.48                      $3,044.24                      $1,593.48                     
Source: U.S. Department of Housing and Urban Development - Mar 31, 2009

Compare Mortgage Rates

One simple form and get up to 4 free quotes.

Average Rates

15-yr fixed*

3.875%

30-yr fixed*

4.375%

Mortgage Credit Certificate

A Mortgage Credit Certificate allows the homebuyer to claim a tax credit for some portion of the mortgage interest paid per year. It is a dollar for dollar reduction against their federal tax liability.

The program is open to those individuals and families who:

  • meet income and home purchase requirements;
  • have not owned a home as primary residence in the past three (3) years;
  • meet the qualifying requirements of the mortgage loan;
  • will use the home as their principal/primary residence.

The size of the annual tax credit will be 30% of the annual interest paid on the mortgage loan. However, the maximum amount of the tax credit shall not exceed $2,000 per year. The credit cannot be larger than the annual federal income tax liability, after all other credits and deductions have been taken into account. MCC credits in excess of the current year tax liability may, however, be carried forward for use in the subsequent three years.

Home Repairs: Texas

The programs and resources listed below help homeowners with home repairs and improvements.

  • Texas Department of Housing and Community Affairs - home repair assistance and weatherization
  • Veterans Affairs Regional Loan Center - loans and grants to qualifying veterans to adapt existing dwelling to meet specific needs
  • USDA Rural Development Office - home improvement loans and grants to low-income homeowners in rural areas
  • Make your home more energy efficient
  • Elder Options of Texas - home modifications to make it easier and safer to manage activities
U.S. Department of Housing and Urban Development VeriSign

Copyright © 2005 - 2009 MortgageDebt.com. All rights reserved.

MortgageDebt.com is not a banker or lender (“Service Provider”). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. MortgageDebt.com does not charge you, the consumer, a fee for its services. MortgageDebt.com is not responsible for the accuracy of the rate, APR and loan information as it based on third-party research, consumer and broker surveys and other published information sources.

*Mortgage Rate of 4.25% is for qualified borrowers for a 10-year fixed rate mortgage to refinance an owner-occupied, one-unit, single family dwelling for a loan of $165,000 to $417,000 ($165,000 to $625,500 in Alaska and Hawaii). If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers in our network offer this or other products with fixed rate options.

**This advertised rate is for qualified borrowers for to refinance an owner-occupied, one-unit, single family dwelling for a loan of $150,000, $225,000 or $350,000 with a interest only monthly payment of $867, $1301 or $2023. This is an interest only adjustable rate that is fixed for the first 12 months then is subject to increase no more than 1% every 6 months thereafter (until rate has caught up to fully indexed rate). To be eligible for this program borrower must meet applicable credit requirements, including a FICO score of at least 620. MortgageDebt.com is not acting as a lender or broker. The information provided by you to MortgageDebt.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types.

Last Updated: September 03, 2010