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You searched for New Jersey
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New Jersey Fixed Mortgage Rates
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New Jersey Average | |
National High | |
National Low | |
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| Loan Type | Base Rate | APY | Points | Base Rate | APY | Points | Base Rate | APY | Points | |||||
| 5.375 | 5.625 | 1.000 | 6.500 | 6.375 | 0.125 | 3.875 | 4.125 | 2.125 |
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| 4.500 | 4.625 | 0.125 | 6.625 | 6.500 | 0.000 | 3.750 | 4.000 | 2.125 | ||||||
| 4.125 | 4.375 | 1.000 | 6.125 | 6.125 | 0.125 | 3.375 | 3.750 | 2.125 | ||||||
| 4.000 | 4.024 | N/A | 6.000 | 6.125 | 0.000 | 3.250 | 3.750 | 2.000 | ||||||
New Jersey Adjustable Mortgage Rates
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New Jersey Average | |
National High | |
National Low | |
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| Loan Type | Base Rate | APY | Points | Base Rate | APY | Points | Base Rate | APY | Points | |||||
| 4.250 | 3.962 | 1.250 | 4.750 | 4.177 | 0.000 | 3.625 | 3.733 | 3.250 |
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| 3.750 | 3.540 | 1.125 | 7.000 | 4.875 | 0.000 | 2.750 | 0.750 | 3.101 | ||||||
| 3.375 | 3.250 | 0.875 | 6.500 | 4.500 | 0.000 | 2.375 | 3.125 | 2.375 | ||||||
| 2.750 | 3.000 | 0.875 | 6.125 | 4.125 | 0.125 | 2.500 | 3.250 | 1.125 | ||||||
| 2.500 | 3.000 | 0.125 | 8.000 | 3.625 | 2.000 | 2.375 | 3.000 | 0.125 | ||||||
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Mortgage Rates at 4.25%*
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National vs New Jersey 10/1 ARM Mortgage Monthly Payments
| Loan Amount | |
New Jersey Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $737.91 | $782.47 | $684.08 | ||||||
| $836.30 | $886.80 | $775.29 | ||||||
| $2,016.95 | $2,138.75 | $1,869.81 | ||||||
National vs New Jersey 30-yr. fixed Mortgage Monthly Payments
| Loan Amount | |
New Jersey Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $760.03 | $960.47 | $694.67 | ||||||
| $861.37 | $1,088.53 | $787.30 | ||||||
| $2,077.41 | $2,625.27 | $1,898.77 | ||||||
National vs New Jersey 15-yr. fixed Mortgage Monthly Payments
| Loan Amount | |
New Jersey Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $1,109.53 | $1,265.79 | $1,054.00 | ||||||
| $1,257.47 | $1,434.56 | $1,194.54 | ||||||
| $3,032.72 | $3,459.81 | $2,880.94 | ||||||
National vs New Jersey 5/1 ARM Mortgage Monthly Payments
| Loan Amount | |
New Jersey Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $663.14 | $948.10 | $582.98 | ||||||
| $751.56 | $1,074.52 | $660.71 | ||||||
| $1,812.59 | $2,591.48 | $1,593.48 | ||||||
National vs New Jersey 3/1 ARM Mortgage Monthly Payments
| Loan Amount | |
New Jersey Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $612.36 | $911.42 | $592.68 | ||||||
| $694.01 | $1,032.94 | $671.71 | ||||||
| $1,673.79 | $2,491.20 | $1,620.00 | ||||||
National vs New Jersey 1-yr. ARM Mortgage Monthly Payments
| Loan Amount | |
New Jersey Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $592.68 | $1,100.65 | $582.98 | ||||||
| $671.71 | $1,247.40 | $660.71 | ||||||
| $1,620.00 | $3,008.43 | $1,593.48 | ||||||
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The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to help prospective home buyers to purchase a home. For information about these programs, please select from the menu items on the right.
In addition, there are other items on the left, under Home Buyers, which may be of interest to you.
Tax Credit Loan Program - The "Prefund" Program
Now Available Up to $5000.00 Pre-Fund Stimulus Rebate!
The First-Time Home Buyers Tax Credit Loan ("TCLP") Program provides a loan to pay downpayment and/or closing costs to Agency Home Buyer Program first-time home buyers.
First Time Homebuyer Program
A below-market, fixed interest rate is offered to first-time home buyers and urban area buyers. Down payments of as little as three percent are required and must come from the borrower's own assets. Loans are 30-year fixed rate. Certain closing costs can be gifted by family members, non-profit organizations or government agencies. Debt to income ratios are as high as 33 percent (housing debt, i.e., mortgage, taxes, insurance) and up to 38 percent (total monthly debt load).
Home Repairs: New Jersey
The programs and resources listed below help homeowners with home repairs and improvements.
- Housing counseling
- New Jersey affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
- USDA Rural Development local office - home improvement loans and grants to low-income homeowners in rural areas
- Predatory lending - don't be a victim of unscrupulous lenders
- New Jersey Office of Consumer Protection
- New Jersey Department of Banking and Insurance - licensee search
- New Jersey Housing and Mortgage Finance Agency (NJHMFA)
- New Jersey housing program guide for consumers
- New Jersey Citizen Action - home improvement loan counseling
- New Jersey Consumer Affairs home improvement tips
- New Jersey Better Business Bureau
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*Mortgage Rate of 4.25% is for qualified borrowers for a 10-year fixed rate mortgage to refinance an owner-occupied, one-unit, single family dwelling for a loan of $165,000 to $417,000 ($165,000 to $625,500 in Alaska and Hawaii). If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers in our network offer this or other products with fixed rate options.
**This advertised rate is for qualified borrowers for to refinance an owner-occupied, one-unit, single family dwelling for a loan of $150,000, $225,000 or $350,000 with a interest only monthly payment of $867, $1301 or $2023. This is an interest only adjustable rate that is fixed for the first 12 months then is subject to increase no more than 1% every 6 months thereafter (until rate has caught up to fully indexed rate). To be eligible for this program borrower must meet applicable credit requirements, including a FICO score of at least 620. MortgageDebt.com is not acting as a lender or broker. The information provided by you to MortgageDebt.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types.
Last Updated: September 07, 2010