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You searched for Louisiana
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Louisiana Fixed Mortgage Rates
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Louisiana Average | |
National High | |
National Low | |
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| Loan Type | Base Rate | APY | Points | Base Rate | APY | Points | Base Rate | APY | Points | |||||
| 4.875 | 5.000 | 0.875 | 6.500 | 6.500 | 0.000 | 3.875 | 4.125 | 2.125 |
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| 4.625 | 4.767 | 1.250 | 6.625 | 6.500 | 0.125 | 3.750 | 4.000 | 1.625 | ||||||
| 4.500 | 4.750 | 0.750 | 6.125 | 6.125 | 0.125 | 3.375 | 3.625 | 1.500 | ||||||
| 4.000 | 4.031 | N/A | 6.125 | 6.125 | 0.000 | 3.250 | 3.750 | 1.625 | ||||||
Louisiana Adjustable Mortgage Rates
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Louisiana Average | |
National High | |
National Low | |
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| Loan Type | Base Rate | APY | Points | Base Rate | APY | Points | Base Rate | APY | Points | |||||
| 4.625 | 4.143 | N/A | 4.750 | 4.188 | 0.125 | 3.750 | 3.813 | 3.250 |
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| 3.938 | 3.559 | N/A | 6.875 | 5.000 | 0.125 | 2.750 | 3.125 | 2.500 | ||||||
| 3.625 | 3.413 | 1.000 | 6.375 | 4.500 | 0.125 | 2.375 | 3.125 | 2.375 | ||||||
| 3.250 | 3.250 | 0.000 | 6.125 | 4.250 | 0.000 | 2.500 | 3.250 | 1.000 | ||||||
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Mortgage Rates at 4.25%*
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National vs Louisiana 10/1 ARM Mortgage Monthly Payments
| Loan Amount | |
Louisiana Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $771.21 | $782.47 | $694.67 | ||||||
| $874.04 | $886.80 | $787.30 | ||||||
| $2,107.97 | $2,138.75 | $1,898.77 | ||||||
National vs Louisiana 30-yr. fixed Mortgage Monthly Payments
| Loan Amount | |
Louisiana Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $771.21 | $960.47 | $694.67 | ||||||
| $874.04 | $1,088.53 | $787.30 | ||||||
| $2,107.97 | $2,625.27 | $1,898.77 | ||||||
National vs Louisiana 15-yr. fixed Mortgage Monthly Payments
| Loan Amount | |
Louisiana Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $1,109.53 | $1,275.94 | $1,054.00 | ||||||
| $1,257.47 | $1,446.06 | $1,194.54 | ||||||
| $3,032.72 | $3,487.56 | $2,880.94 | ||||||
National vs Louisiana 5/1 ARM Mortgage Monthly Payments
| Loan Amount | |
Louisiana Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $684.08 | $935.80 | $582.98 | ||||||
| $775.29 | $1,060.58 | $660.71 | ||||||
| $1,869.81 | $2,557.87 | $1,593.48 | ||||||
National vs Louisiana 3/1 ARM Mortgage Monthly Payments
| Loan Amount | |
Louisiana Average | |
National High | |
National Low | |
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Calculate New Payment No SSN Required |
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| $652.81 | $911.42 | $592.68 | ||||||
| $739.85 | $1,032.94 | $671.71 | ||||||
| $1,784.35 | $2,491.20 | $1,620.00 | ||||||
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Louisiana Housing Finance Agency offers a number of opportunities for low- and moderate-income Louisiana families to realize their dreams of owning a home through its First-Time Homebuyer Program.
The program offers a 30-year, fixed-rate mortgage at a below-market interest rate to first-time homebuyers. LHFA's current 2008B Program offers a three-tiered interest rate structure:
- HOME/MRB Program Loans: Assistance Payments equal to 4.50% to 9% of the Mortgage Loan amount will be paid at closing to cover part of the down payment, closing costs, and prepaid items. For HOME/MRB borrowers, up to 2% of the interest rate each month on a HOME Assisted Program Loan may be deposited into an escrow fund and transferred to an eligible borrower obtaining a HOME Assisted Program loan in order to provide assistance to such eligible borrower for prepaying insurance premium payments. Lenders are required to complete the "Escrow Subsidy Agreement Exhibit "Q" for borrowers receiving this subsidy. The Escrow Subsidy Agreement will be transmitted to lenders upon approval of loans.
- CDBG/MRB Program Loans: Assistance payments equal to 4.50% to 9% of the Mortgage Loan amount will be paid at closing to cover part of the down payment, closing costs, and prepaid items. Properties are limited to 11 parishes and must be 1 family or 2 family homes in designated recovery zones or properties on the FEMA list of damaged properties, or properties having sustained at least $5200 damage due to Hurricane Katrina or Rita. All applicants must be first-time homebuyers and must agree to use the home as their primary residence for at least 3 years.
- Assisted Program Loans: Assistance payments equal to 4% of the Mortgage Loan amount will be paid at closing to cover part of the down payment, closing costs, and prepaid items.
- American Dream Downpayment Initiative (ADDI): A homeownership initiative in partnership with its participating lenders to expand homeownership opportunities for low-income households throughout the State of Louisiana.
Home Repairs: Louisiana
The programs and resources listed below help homeowners with home repairs and improvements.
- Veterans Affairs Regional Loan Center - loans and grants to qualifying veterans to adapt existing dwelling to meet specific needs
- USDA Rural Devleopment Office - home improvement loans and grants to low-income homeowners in rural areas
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*Mortgage Rate of 4.25% is for qualified borrowers for a 10-year fixed rate mortgage to refinance an owner-occupied, one-unit, single family dwelling for a loan of $165,000 to $417,000 ($165,000 to $625,500 in Alaska and Hawaii). If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers in our network offer this or other products with fixed rate options.
**This advertised rate is for qualified borrowers for to refinance an owner-occupied, one-unit, single family dwelling for a loan of $150,000, $225,000 or $350,000 with a interest only monthly payment of $867, $1301 or $2023. This is an interest only adjustable rate that is fixed for the first 12 months then is subject to increase no more than 1% every 6 months thereafter (until rate has caught up to fully indexed rate). To be eligible for this program borrower must meet applicable credit requirements, including a FICO score of at least 620. MortgageDebt.com is not acting as a lender or broker. The information provided by you to MortgageDebt.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types.
Last Updated: September 03, 2010