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Alaska Fixed Mortgage Rates

img Alaska Average img National High img National Low img
Loan Type Base Rate APY Points Base Rate APY Points Base Rate APY Points
4.875 5.000 0.750 6.500 6.500 0.000 3.875 4.125 2.125
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4.625 4.778 1.375 6.625 6.500 0.125 3.750 4.000 1.625
4.500 4.750 0.875 6.125 6.125 0.125 3.375 3.625 1.500
4.250 4.513 1.375 6.125 6.125 0.000 3.250 3.750 1.625

Alaska Adjustable Mortgage Rates

img Alaska Average img National High img National Low img
Loan Type Base Rate APY Points Base Rate APY Points Base Rate APY Points
4.625 4.143 N/A 4.750 4.188 0.125 3.750 3.813 3.250
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3.938 3.559 N/A 6.875 5.000 0.125 2.750 3.125 2.500
3.625 3.423 1.125 6.375 4.500 0.125 2.375 3.125 2.375
3.500 3.268 0.625 6.125 4.250 0.000 2.500 3.250 1.000
2.375 3.000 0.000 8.125 3.625 2.125 2.375 3.000 0.000
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Mortgage Rates at 4.25%*

  • $150,000 loan for under $867/month
  • $225,000 loan for under $1,301/month
  • $350,000 loan for under $2,023/month
 

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National vs Alaska 10/1 ARM Mortgage Monthly Payments

Loan Amount img Alaska Average img National High img National Low img  
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$771.21                      $782.47                      $694.67                     
$874.04                      $886.80                      $787.30                     
$2,107.97                      $2,138.75                      $1,898.77                     

National vs Alaska 30-yr. fixed Mortgage Monthly Payments

Loan Amount img Alaska Average img National High img National Low img  
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$771.21                      $960.47                      $694.67                     
$874.04                      $1,088.53                      $787.30                     
$2,107.97                      $2,625.27                      $1,898.77                     

National vs Alaska 15-yr. fixed Mortgage Monthly Payments

Loan Amount img Alaska Average img National High img National Low img  
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$1,128.42                      $1,275.94                      $1,054.00                     
$1,278.87                      $1,446.06                      $1,194.54                     
$3,084.34                      $3,487.56                      $2,880.94                     

National vs Alaska 5/1 ARM Mortgage Monthly Payments

Loan Amount img Alaska Average img National High img National Low img  
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$684.08                      $935.80                      $582.98                     
$775.29                      $1,060.58                      $660.71                     
$1,869.81                      $2,557.87                      $1,593.48                     

National vs Alaska 3/1 ARM Mortgage Monthly Payments

Loan Amount img Alaska Average img National High img National Low img  
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$673.57                      $911.42                      $592.68                     
$763.38                      $1,032.94                      $671.71                     
$1,841.08                      $2,491.20                      $1,620.00                     

National vs Alaska 1-yr. ARM Mortgage Monthly Payments

Loan Amount img Alaska Average img National High img National Low img  
Calculate New Payment

No SSN Required

$582.98                      $1,113.75                      $582.98                     
$660.71                      $1,262.25                      $660.71                     
$1,593.48                      $3,044.24                      $1,593.48                     
Source: U.S. Department of Housing and Urban Development - Apr 23, 2009

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Average Rates

15-yr fixed*

4.25%

30-yr fixed*

4.625%

The U.S. Department of Housing and Urban Development (HUD) today allocated nearly 75 percent of its funding, or $10.1 billion, made available through the American Recovery and Reinvestment Act of 2009. Jurisdictions in Alaska will receive a total of $54,235,524 as a result of today's allocations.

  • Promoting Energy Efficiency and Creating Green Jobs
  • Public Housing Capital Fund Program - $3 billion nationally; $3,306,953 to Alaska
  • Native American Housing Block Grant (IHBG) - $255 million nationally; $39,991,315 to 237 native villages and tribal organizations in Alaska
  • Supporting Shovel-Ready Projects and Assisted Housing Improvements
  • Tax Credit Assistance Program (TCAP) - $2.25 billion nationally; $5,490,631 to Alaska
  • Project-Based Rental Assistance - $2 billion nationally; $2,270,986 to 8 contracts in Alaska
  • Promoting Stable Communities and Helping Families Hardest Hit by the Economic Crisis
  • Community Development Block Grant Program (CDBG) - $1 billion nationally; $1,255,184 to 3 grantees in Alaska
  • Emergency Shelter Grant Program/Homelessness Prevention - $1.5 billion; $1,920,455 to 2 grantees in Alaska
Mortgage Resources in Alaska
  • Alaska Community Development Corporation
  • Alaska Association of Realtors®
  • Alaska Mortgage Bankers Association
  • Anchorage Neighborhood Housing Services, Inc.
  • Cook Inlet Housing Authority
Source: Alaska Housing Finance Corporation - Apr 23, 2009

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Alaska Housing Finance Corporation (AHFC) offers a variety of loan programs; from single-family and multi-family loans, to loan options and other programs in both urban and rural areas.To find out if you qualify for an AHFC loan program contact an approved lender.

  • Single-Family Loan Programs: Loans for single-family homes through fourplex properties for the owner and non-owner occupant, restrictions may apply. Refinances and second mortgages too!
  • Single-Family Loan Options: Use AHFC loan options in combination with single-family loan programs to reduce your interest rate or assist with the down payment.
  • Multi-Family Loan Programs: Loans for multi-family properties of five or more units and special needs housing.
  • Other Loan Programs: Loans for homeowners' associations and another for non-profits seeking to increase homeownership.
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*Mortgage Rate of 4.25% is for qualified borrowers for a 10-year fixed rate mortgage to refinance an owner-occupied, one-unit, single family dwelling for a loan of $165,000 to $417,000 ($165,000 to $625,500 in Alaska and Hawaii). If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers in our network offer this or other products with fixed rate options.

**This advertised rate is for qualified borrowers for to refinance an owner-occupied, one-unit, single family dwelling for a loan of $150,000, $225,000 or $350,000 with a interest only monthly payment of $867, $1301 or $2023. This is an interest only adjustable rate that is fixed for the first 12 months then is subject to increase no more than 1% every 6 months thereafter (until rate has caught up to fully indexed rate). To be eligible for this program borrower must meet applicable credit requirements, including a FICO score of at least 620. MortgageDebt.com is not acting as a lender or broker. The information provided by you to MortgageDebt.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types.

Last Updated: September 03, 2010