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MortgageDebt.com is not a banker or lender (“Service Provider”). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. MortgageDebt.com does not charge you, the consumer, a fee for its services. MortgageDebt.com is not responsible for the accuracy of the rate, APR and loan information as it based on third-party research, consumer and broker surveys and other published information sources.

* Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 4.25% and 80% loan-to-value (LTV) is $1504.56 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.622%. Some state and county maximum loan amount restrictions may apply.

** FHA Express: Rate is fixed. The payment on a $203,000, 30-year fixed rate loan at 5.00% and 80% loan-to-value (LTV) is $1174.33 with 0.625 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.50% of the base loan amount. The 0.50% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 5.106%.