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MortgageDebt.com is not a banker or lender ("Service Provider"). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. MortgageDebt.com does not charge you, the consumer, a fee for its services. MortgageDebt.com is not responsible for the accuracy of the rate, APR and loan information as it based on third-party research, consumer and broker surveys and other published information sources.

* 3.95% APR Mortgage: The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 3.95% and 80% loan-to-value (LTV) is is $918.26 with 1.875 points due at closing. After 5 years, the principal and interest is $917.63. The Annual Percentage Rate (APR) is 3.953%. Rate is variable.

   Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 4.25% and 80% loan-to-value (LTV) is $1504.56 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.622%. Some state and county maximum loan amount restrictions may apply.

   FHA Express: Rate is fixed. The payment on a $203,000, 30-year fixed rate loan at 5.00% and 80% loan-to-value (LTV) is $1174.33 with 0.625 Points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.50% of the base loan amount. The 0.50% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 5.106%.

** The monthly payment schedule is for qualified borrowers for an owner-occupied, one-unit, single family house for a loan of $100,000, $150,000, $200,000, $300,000 or $500,000 with a interest only monthly payment of $349, $524, $699, $1,048 or $1,747. This monthly payment is based on an introductory adjustable rate mortgage that is fixed for the first 60 months then is subject to increase no more than 1% every 6 months thereafter (until rate has caught up to fully indexed rate). To be eligible for this program borrower must meet applicable credit requirements, including a FICO score of at least 620. MortgageJoint.com is not acting as a lender or broker. The information provided by you to MortgageJoint.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types.